My church sent me a wonderful Valentine's gift. It was a gift certificate to Kiva.org, a site that allows you to lend micro-loans to struggling entrepreneurs all over the world. This isn't a charity. The loans help the entrepreneurs fund their businesses and the businesses help support these people. It's a beautiful cycle! Also, the money you lend will be returned to you eventually, and you can choose to keep it or lend it to another entrepreneur.
Happy Valentine's Day!
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